Our Pricing

Financial Consulting Services

Financial Goal and Cash Flow Planning (annual subscription) ..…… $2,000/year*

 

Complete financial inventory. Complete review of investment goals, risk tolerance, current holdings, asset allocation, stock concentration, portfolio expenses and tax efficiency. Recommendations to reach realistic goals for retirement, college funding or other needs. Recommendations for types of accounts to use, asset allocation, and withdrawal strategy. Cash reserve recommendations for emergencies and major expenses. Assessment for life, disability, and long-term care protection. Also includes specialized advice regarding investment real estate, business planning, household budgeting, debt reduction, estate tax planning, executive benefits and/or stock options.

*Financial consulting fees may be discounted or waived for investment management clients.


Investment Management Services

$100,000 minimum

  Investment Assets

          Annual Fee

  $0 - $250,000

1.50%

This is a blended fee schedule.

For example, a $1,000,000 account would be billed as follows:

1.50% for the first $250,000, 1.35% for the next $250,000 and 1.15% for the remaining $500,000.

The effective fee would be 1.29%.

  $250,001 - $500,000

1.35%

  $500,001 - $1,000,000

1.15%

  $1,000,001 - $2,500,000

0.95%

  $2,500,001 - $5,000,000

0.75%

  Over $5,000,001

0.50%

Full service portfolio management includes: In-depth risk tolerance analysis and creation of Investment Policy Statement (including goals, strategy, cost structure, risk profile and investment restrictions). Access to proprietary investment models as well as customized portfolio management. Ongoing portfolio monitoring and maintenance as well as securities research and analysis.

Investment advisory services and securities offered through Cetera Advisors LLC, Member FINRA/SIPC. Quarterly fees are calculated based on the value in the account at the end of the previous quarter and automatically deducted from the investment accounts. Additional compensation may apply in the form of commissions for purchase of individual stocks, bonds and through service fees (12b-1) for mutual fund transactions. Fees, charges and expenses are detailed in Cetera Advisors LCC ADV Parts 2A and 2B.