Services

While developing a customized financial program, I will walk you through a step-by-step process that will help make you feel confident in your decisions.

Once your goals have been established, I will customize appropriate strategies to suit your vision and objectives. I can help you execute a sound financial program utilizing the following products and services.

Carver Capital offers independent financial management and advice to individuals and businesses in the following key areas:

Retirement
Planning

  • Dealing with lump-sum distributions
  • Projecting early or late retirement
  • Income-generating strategies
  • Minimizing tax liabilities

Estate
Planning

  • Protecting privacy
  • Preserving family wealth
  • Charitable giving

Risk Management Planning

Helping clients with a game plan for:

  • Disability or illness
  • Premature death
  • Reviewing current insurance

Business Products and Services

  • Qualified plans: 403(b), 401(k), Profit Sharing
  • Pension planning
  • Deferred compensation strategies

Investment Analysis

  • Identifying capital, contribution and return requirements to meet objectives
  • Building cash reserves
  • Educating on alternatives pros/cons
  • Asset allocation: attempting to reduce risk/ enhance rate of return by balancing assets

Investment Products

  • Money markets
  • Treasury bills, notes and bonds
  • Bonds (taxable and tax-free)
  • Mutual funds
  • Real estate investment trusts (REITs)
  • Limited partnerships
  • Annuities (fixed and variable)
  • IRAs, SEPs
  • 529 plans

Insurance Products

  • Individual and group life (term, fixed/variable, universal)
  • Group health
  • Long-term care
  • Private pension
  • Key person insurance