Services
While developing a customized financial program, I will walk you through a step-by-step process that will help make you feel confident in your decisions.
Once your goals have been established, I will customize appropriate strategies to suit your vision and objectives. I can help you execute a sound financial program utilizing the following products and services.
Carver Capital offers independent financial management and advice to individuals and businesses in the following key areas:
Retirement
Planning
- Dealing with lump-sum distributions
- Projecting early or late retirement
- Income-generating strategies
- Minimizing tax liabilities
Estate
Planning
- Protecting privacy
- Preserving family wealth
- Charitable giving
Risk Management Planning
Helping clients with a game plan for:
- Disability or illness
- Premature death
- Reviewing current insurance
Business Products and Services
- Qualified plans: 403(b), 401(k), Profit Sharing
- Pension planning
- Deferred compensation strategies
Investment Analysis
- Identifying capital, contribution and return requirements to meet objectives
- Building cash reserves
- Educating on alternatives pros/cons
- Asset allocation: attempting to reduce risk/ enhance rate of return by balancing assets
Investment Products
- Money markets
- Treasury bills, notes and bonds
- Bonds (taxable and tax-free)
- Mutual funds
- Real estate investment trusts (REITs)
- Limited partnerships
- Annuities (fixed and variable)
- IRAs, SEPs
- 529 plans
Insurance Products
- Individual and group life (term, fixed/variable, universal)
- Group health
- Long-term care
- Private pension
- Key person insurance